For Latin American travelers dreaming of exploring Europe, having the right travel insurance is as essential as a passport. This article will guide you through the best travel insurance for the Schengen Area…
For Latin American travelers dreaming of exploring Europe, having the right travel insurance is as essential as a passport. This article will guide you through the best travel insurance for the Schengen Area in 2024, ensuring you meet the requirements and travel with maximum peace of mind. We compare the most convenient options, highlighting plans that offer comprehensive coverage at accessible prices for your European adventure.
⚠️ Important: The Basic Plan (USD 20K) is not valid for travel to Europe/Schengen. The Schengen Agreement requires a minimum coverage of €30,000. For this destination, choose the Standard Plan (USD 35K) or higher.
Best Travel Insurance for Europe (Schengen) 2024
Why Travel Insurance is Your Best Ally for Europe
Traveling to the Schengen Area is an unparalleled experience, full of culture, history, and landscapes. However, the importance of being well-protected should not be underestimated. For many Latin American travelers, especially those from the Dominican Republic, Bolivia, and Ecuador, travel insurance with coverage of at least €30,000 is a mandatory consular requirement for a Schengen visa. This is not just a formality; it's a safety net designed to protect you from unforeseen events on a continent where healthcare costs can be exorbitantly high for non-residents.
Imagine that during your trip through vibrant Spain you suffer an unexpected accident or illness. A simple emergency room visit in countries like Germany or France can exceed 500 euros, a cost easily covered by adequate travel insurance. And hospitalization, without insurance, could mean bills of thousands of euros per day, ruining not only your trip but also your personal finances for a long time.
Furthermore, it is crucial to mention that starting with the implementation of ETIAS in 2025, having travel insurance will become a de facto standard for the admission of all Latin American travelers to Europe, even those currently exempt from a visa. Anticipating these changes is a smart decision that guarantees you a smooth trip. Insurance not only complies with regulations but also gives you the peace of mind of knowing that, whatever happens, you will have medical support and assistance in your language, avoiding unnecessary worries and allowing you to fully enjoy your adventure.
Comparison Chart: The Best Baraglo Insurances for Your Trip to Europe
At Baraglo, we have designed specific plans for the needs of Latin American travelers to Europe, ensuring they meet Schengen requirements and beyond. Here we present a clear comparison of our most recommended plans:
| Plan |
Total Medical Coverage |
Ideal For |
Price per day (USD) |
| Visa Schengen |
USD 30,000 |
Meeting minimum visa requirement for Dominicans, Bolivians, and Ecuadorians. |
$2.99 |
| Standard |
USD 35,000 |
Excellent cost-benefit ratio, exceeds Schengen minimum and offers greater peace of mind. |
$4.99 |
| Essential Plus |
USD 50,000 |
Higher coverage for those seeking greater protection and assistance during the trip. |
$5.29 |
| Premium |
USD 100,000 |
The most comprehensive protection for demanding travelers, with extensive coverage for any eventuality. |
$8.99 |
The Visa Schengen Plan is designed to meet the minimum application requirement for Dominicans, Bolivians, and Ecuadorians (€30,000 coverage).
As you can see, our Baraglo Standard Plan offers USD 35,000 of coverage, exceeding the minimum required by the Schengen Area, starting from only $4.99 per day. This plan is positioned as the most balanced, offering robust protection at an accessible price, ideal for most travelers looking for security without compromising their budget. On the other hand, if you are looking for even more comprehensive coverage, the Essential Plus plan offers you USD 50,000, providing you with greater peace of mind in the face of any unforeseen event.
By choosing Baraglo, you are not only acquiring insurance but a comprehensive solution that adapts to your needs, ensuring that your trip to Europe is a memorable experience for the right reasons, without unexpected worries.
Do you need a Schengen Visa? This is the insurance for you
If you are a citizen of the Dominican Republic, Bolivia, or Ecuador, travel insurance is not a luxury, but an indispensable requirement to apply for a Schengen visa and enter Europe. For travelers from the Dominican Republic, Bolivia, and Ecuador, travel insurance with coverage of at least €30,000 is a mandatory consular requirement for a Schengen visa. Without a policy that meets this minimum, your visa application will be automatically rejected. This insurance must cover medical expenses for illness, accidents, and medical repatriation, being valid throughout your stay in the Schengen Area.
To meet this requirement in the most economical way, we recommend our Visa Schengen Plan, which for only $2.99 USD per day, provides you with the minimum required coverage of USD 30,000. This plan is specifically designed to be presented at the consulate and ensure that your visa application is successful.
However, if your priority is to travel with greater peace of mind and have broader support for any eventuality, we suggest considering our Standard Plan. For just a little more per day ($4.99 USD), you will get USD 35,000 in medical coverage, which not only exceeds the Schengen minimum requirement but also offers you an additional safety margin against unexpected expenses. This small extra investment can make a big difference in the quality of your healthcare and your overall experience in Europe.
Traveling from Mexico, Argentina, Colombia...? The smart insurance for you
If you are from Mexico, Colombia, Argentina, Chile, Peru, Uruguay, or any other Latin American country exempt from applying for a Schengen visa, you might wonder if you really need travel insurance for Europe. The answer is a resounding yes. Although it may not be a mandatory entry requirement for you, it is an indispensable protection measure and a smart investment.
Visa exemption does not mean risk exemption. Unexpected events do not discriminate by nationality. From a simple indigestion from trying delicious local gastronomy to a sprain walking through the cobblestone streets of a medieval town, incidents can occur at any time. Without insurance, all medical expenses will be at your own cost, and as we mentioned, healthcare costs in Europe are significantly higher than in most of our countries.
But protection goes beyond medical. Good travel insurance covers you in situations such as lost luggage, flight cancellation that forces you to buy new tickets, or even if you need legal assistance for a minor incident. These events can imbalance any travel budget and turn your European dream into a financial nightmare.
We strongly recommend our Standard Plan as an ideal starting point for these travelers. For $4.99 USD per day, you get USD 35,000 in medical coverage, plus other essential assistance. It's a minimal investment compared to the peace of mind and financial support it offers in the face of countless potential setbacks. Traveling without insurance is a risk no smart adventurer should take.
How to purchase your Schengen travel insurance in 3 steps
Purchasing your travel insurance with Baraglo is a simple and quick process, designed so you can get your policy in minutes and focus on planning your European adventure. Follow these three steps:
- Step 1: Go to our Schengen Insurance quote calculator. Visit our homepage and select your travel dates, age, and destination. Our system will automatically show you the available options for Europe. You can quote your Schengen insurance here.
- Step 2: Choose your plan and fill in your details. We recommend reviewing the benefits of each plan. For most travelers, the Standard Plan remains the best option for its balance between coverage and price, ensuring you comply with Schengen regulations and have excellent protection. If you need a visa, the Visa Schengen Plan is also an excellent option. Once selected, fill in the personal details of all travelers.
- Step 3: Pay online and receive your policy instantly. Make a secure payment through our platform. Immediately after confirmation, you will receive your policy directly in your email. It will be ready to print and present at the consulate (if you require a visa) or to take with you when traveling. It's that easy!
Don't wait any longer to secure your peace of mind. One click separates you from the protection you need to enjoy Europe worry-free.
Quote Your Travel Insurance for Europe Now!
Why contract with Baraglo?
Choosing Baraglo for your travel insurance to Europe means opting for experience, support, and peace of mind. We specialize in understanding the needs of Latin American travelers, offering tailor-made solutions that guarantee a safe and smooth trip. Here are three concrete reasons to trust us:
- Competitive Prices and Transparency: At Baraglo, we strive to offer the most accessible rates without compromising the quality of coverage. Our plans, such as the Essential Plus, provide a perfect balance between cost and benefits, ensuring you get the best protection for your money. We believe in total transparency, with no hidden costs, so you know exactly what to expect.
- Superior Coverage Specialized for Europe: Our insurance policies are specifically designed to meet and exceed the demanding requirements of the Schengen Area. We offer robust medical coverage of up to USD 100,000 (with our Premium plan), assistance for lost luggage, flight delays, and much more. This means you are protected against any eventuality, from a medical emergency to the need for repatriation.
- 24/7 Support in Spanish: Traveling to a continent with a different language can be a challenge, especially in emergencies. With Baraglo, you will never be alone. Our support team is available 24 hours a day, 7 days a week, to assist you in Spanish, no matter your time zone. Whether you need directions to a hospital or to manage a claim, we are here to help you quickly and efficiently.
Trust Baraglo and make your trip to Europe an unforgettable, protected, and, above all, worry-free experience.
Frequently Asked Questions
What travel insurance do I need for a Schengen Visa?
For a Schengen visa, you need insurance with a minimum medical coverage of 30,000 euros, valid throughout the Schengen Area. Our Visa Schengen Plan is designed for this, although the Standard Plan offers greater coverage for a little more.
How much does travel insurance to Europe from Latin America cost?
At Baraglo, you can find insurance for Europe starting from $2.99 USD per day with the Visa Schengen Plan. However, our most recommended plan for its coverage-price ratio is the Standard, starting from $4.99 USD daily, which provides you with USD 35,000 in coverage.
Is travel insurance mandatory for Europe?
It is 100% mandatory if you are from Bolivia, Ecuador, or the Dominican Republic and need to apply for a Schengen visa. For the rest of Latin American countries, it is highly recommended to protect yourself from high medical costs and other unforeseen travel events.
What happens if I don't purchase insurance and have an emergency in Europe?
A simple medical consultation can cost more than 100 euros, and hospitalization thousands of euros per day. Without insurance, you will have to cover all these expenses out of your own pocket, which can ruin your trip and your finances.
Purchase Your Baraglo Insurance and Travel Protected to Europe!
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