Traveling to France is a dream for many Latins, but before embarking on this European adventure, it's crucial to ensure compliance with all entry requirements. Travel insurance is not just a recommendation; it is a mandatory requirement to enter the Schengen Area and, therefore, France. With Baraglo, you can obtain robust coverage that not only meets the demands but also gives you peace of mind from just $2.99 USD a day.
Traveling to France is a dream for many Latins, but before embarking on this European adventure, it's crucial to ensure compliance with all entry requirements. Travel insurance is not just a recommendation; it is a mandatory requirement to enter the Schengen Area and, therefore, France. With Baraglo, you can obtain robust coverage that not only meets the demands but also gives you peace of mind from just $2.99 USD a day.
⚠️ Important: The Basic Plan (USD 20K) is not valid for travel to Europe/Schengen. The Schengen Agreement requires a minimum coverage of €30,000. For this destination, choose the Standard Plan (USD 35K) or higher.
Travel Insurance for France: Schengen Requirements 2024
Is travel insurance mandatory to visit France?
Yes, travel insurance is a mandatory entry requirement for all non-European travelers wishing to visit France, as well as the other countries in the Schengen Area. This obligation applies both to those who need to process a Schengen visa (such as citizens of the Dominican Republic, Ecuador, and Bolivia) and to those who, due to bilateral agreements, are exempt from this visa for short stays (such as Mexicans, Argentines, or Colombians).
Schengen regulations clearly state that every visitor must have an insurance policy that guarantees, as a minimum, coverage for medical expenses due to illness or accident amounting to 30,000 euros. Immigration authorities at the point of entry to France have the power to request and verify this document, and the lack of a valid insurance can result in denied entry to the country. Therefore, it is essential to purchase a policy that strictly complies with these conditions before starting your trip. Insuring your trip to France costs less than a croissant and coffee on the Champs-Élysées. With Baraglo, you meet the Schengen requirement from only $2.99 USD a day.
Travel insurance for France is much more than a formality; it is your safeguard against any unforeseen health events that may arise far from home. In a country where medical care can be expensive for foreigners, having adequate coverage allows you to enjoy your adventure without added financial worries.
Key Medical Insurance Requirements for the Schengen Area
For travel insurance to be valid for France and the entire Schengen Area, it must meet a series of specific requirements dictated by European Union regulations. These are the essential points your policy must cover:
- Minimum medical coverage: It is essential that the policy offers a minimum coverage of 30,000 euros (approximately 32,000 USD, depending on the exchange rate) for medical assistance, emergency, and hospitalization expenses resulting from illnesses or accidents.
- Repatriation: The insurance must include coverage for medical repatriation (illness or accident) and repatriation of remains. This is a critical and mandatory point, ensuring that, if necessary, transfer to the country of origin is covered.
- Territorial validity: Coverage should not be limited to France only but must be valid in all 29 countries currently forming the Schengen Area.
- Temporal validity: The policy must be active and valid for the entire duration of your planned stay in the Schengen territory. This means it must cover from your arrival date to your departure date.
These requirements are non-negotiable. By choosing insurance, such as Baraglo's plans, you ensure that your coverage meets each of these points, allowing you to travel to France with complete peace of mind and the certainty that your policy will be accepted by the authorities.
Baraglo Plans for France (100% valid for Schengen)
At Baraglo, we understand the importance of offering options that adapt to your needs and, at the same time, rigorously comply with Schengen Area requirements. Therefore, we have designed several plans to guarantee your peace of mind in France. Under no circumstances will the Basic Plan be mentioned, as its coverage is not sufficient for the Schengen Area.
Here is a comparison of our most recommended plans for your trip to France, all of them 100% valid for the Schengen Area:
| Baraglo Plan |
Total Medical Coverage |
Cost USD/Day (approx.) |
Additional Features |
| Visa Schengen |
$30,000 USD (equivalent to €30,000) |
$2.99 |
Medical and mortal remains repatriation. Ideal for meeting the visa requirement with minimum cost. |
| Standard |
$35,000 USD |
$4.99 |
Medical and mortal remains repatriation, luggage insurance, legal assistance. Greater peace of mind for a small difference. |
| Essential Plus |
$50,000 USD |
$5.29 |
Superior coverage, repatriation, luggage insurance, legal assistance, fund advances. The best cost-benefit ratio. |
| Premium |
$100,000 USD |
$8.99 |
Maximum coverage and benefits, ideal for those seeking the greatest protection and support. |
Choose the perfect plan for you:
- "Visa Schengen" Plan: If your priority is to meet the minimum coverage requirement of €30,000 at the lowest possible cost, our Visa Schengen Plan is your best ally. From only $2.99 USD a day, it offers essential coverage for medical emergencies and, crucially, repatriation, guaranteeing the acceptance of your policy for your visa application or at the border. For citizens of the Dominican Republic, Ecuador, and Bolivia, presenting valid travel insurance is the first step to obtaining a Schengen visa for France. Baraglo's Visa Schengen Plan is designed for this process.
- "Standard" Plan: Looking for a little more support without breaking your budget? The Standard Plan, for $4.99 USD a day, increases your coverage to $35,000 USD, providing greater flexibility in any medical eventuality and other additional benefits, such as luggage insurance. Traveling from Colombia, Mexico, or Argentina to France? Although you may not need a visa, travel insurance is mandatory. Baraglo's Standard plan gives you $35,000 USD in coverage for only $4.99 a day.
- "Essential Plus" Plan: Considered our flagship plan for its excellent cost-benefit ratio, the Essential Plus offers you robust coverage of $50,000 USD for only $5.29 USD a day. It is the preferred option for those who want to travel with maximum peace of mind, knowing that they have significant support for any unforeseen event in France or any other Schengen country.
Remember that all our plans include mandatory repatriation coverage and are valid throughout the Schengen Area. By choosing Baraglo, you not only comply with regulations but also invest in your peace of mind.
Do I need a Schengen visa to travel to France from Latin America?
The need for a Schengen visa to travel to France from Latin America depends on your nationality. It is essential to differentiate between the two main groups of travelers to understand the specific requirements:
Latin American countries that do need a Schengen Visa:
Citizens of the Dominican Republic, Bolivia, and Ecuador need to process a Schengen visa to enter France and the rest of the area. For them, travel insurance is not just an entry requirement, but an indispensable document that must be presented along with the rest of the documentation when applying for the visa at the corresponding consulate or embassy. Without an adequate insurance policy, the visa application will be rejected. It is vital that the insurance meets the minimum coverage of 30,000 EUR and repatriation.
Latin American countries that DO NOT need a Schengen Visa (exempt):
Citizens of Argentina, Chile, Colombia, Costa Rica, El Salvador, Guatemala, Honduras, Mexico, Nicaragua, Panama, Paraguay, Peru, Uruguay, and Venezuela are exempt from a Schengen visa for short tourist or business stays, up to 90 days within a 180-day period. This means they can enter France without needing a prior visa. However, it is crucial to note that, although they are visa-exempt, travel insurance is still a mandatory entry requirement that immigration authorities in France (or at the first point of entry into the Schengen Area) may request and verify at any time. The absence of valid insurance, even for visa-exempt travelers, can lead to denied entry. Furthermore, from 2025, these travelers will need to obtain an ETIAS travel authorization before their trip to Europe. You can learn more about the ETIAS system requirements on our blog.
In summary, no matter if you need a visa or are exempt; travel insurance is an indispensable companion for your French adventure. Be sure to purchase a plan that meets all Schengen requirements to avoid any inconvenience on your trip.
How much does travel insurance to France cost?
One of the best pieces of news is that the peace of mind of traveling to France with adequate insurance is much more affordable than you imagine. You can protect your adventure in France from just $2.99 USD a day with our Visa Schengen Plan, which meets all mandatory Schengen Area requirements.
To give you a clearer idea, here are examples of total costs for typical trips:
- Example 1: 10-day trip to France with the Standard Plan
If you plan a 10-day stay and choose Baraglo's Standard Plan, which offers $35,000 USD in coverage for $4.99 USD a day, the total cost of your insurance would be $49.90 USD.
- Example 2: 21-day trip to France with the Essential Plus Plan
For a more extensive 21-day adventure with the highly recommended Essential Plus Plan, which gives you $50,000 USD in coverage for $5.29 USD a day, the total cost would be $111.09 USD.
These examples demonstrate that, for a small daily cost, you can obtain significant coverage that will protect you from high medical expenses in Europe. The cost of a medical emergency in France can exceed 10,000 EUR. Travel insurance for 15 days with Baraglo protects you for less than the cost of a dinner in Paris. Consider that one night of hospitalization in France can easily cost more than 1,500 EUR, not counting medical consultations, medications, or possible surgeries. Compared to these potential expenses, the investment in travel insurance is minimal and essential.
Furthermore, when considering plans, it is important to remember that if you are over 75 years old, a surcharge of +50% is applied to the daily cost of the insurance. This is a common practice in the industry due to the higher risk associated with age.
Investing in travel insurance for France with Baraglo is a smart decision that allows you to enjoy the beauty and culture of France with the peace of mind of being protected against any eventuality.
Don't leave your safety to chance! Quote your travel insurance to France with Baraglo today and travel protected.
Frequently Asked Questions
What is the cheapest travel insurance for France?
The most economical plan that meets all requirements for France is Baraglo's Visa Schengen Plan, starting from $2.99 USD per day. It offers the mandatory minimum coverage of 30,000 EUR, covering medical emergencies and repatriation.
If I am from Mexico, do I need travel insurance for France?
Yes. Although Mexican citizens do not need a Schengen visa for tourist trips of up to 90 days, travel insurance with a minimum coverage of 30,000 EUR is still a mandatory entry requirement. Immigration authorities may request the policy upon arrival in France.
I need insurance for my Schengen Visa to France, which one should I buy?
For the Schengen visa application, you need insurance that meets all requirements. Baraglo's Visa Schengen, Standard, Essential Plus, and Premium plans are 100% compatible. The Visa Schengen Plan is the most direct and economical option to fulfill this requirement.
Where do I present my travel insurance to enter France?
If you need a visa, you must present the policy at the consulate or embassy during your application. If you are visa-exempt, you must carry the policy with you (printed or digital), as the immigration officer at the arrival airport in France may request it to verify that you meet the entry requirements.