If you are Colombian and planning your adventure in Europe, it is crucial to know that, although you do not need a Schengen visa for short stays, travel insurance is a mandatory requirement. This article details everything…
If you are Colombian and planning your adventure in Europe, it is crucial to know that, although you do not need a Schengen visa for short stays, travel insurance is a mandatory requirement. This article details everything you need to know to comply with the requirements of the Schengen Area and travel with peace of mind, highlighting the most convenient options offered by Baraglo.
Travel insurance to Europe for Colombians: requirements
Is travel insurance to Europe mandatory for Colombians?
For Colombians, although a Schengen visa is not necessary for trips of up to 90 days, travel insurance with a minimum coverage of €30,000 is an indispensable entry requirement. This is one of the biggest confusions among travelers from Colombia, who often assume that, by being exempt from the Schengen visa, they are also exempt from insurance. However, this requirement is fundamental and may be requested by immigration officers upon your entry to any of the Schengen Area countries.
Traveling without valid travel insurance not only exposes you to significant financial risks in the event of a medical or other emergency, but it can also be a reason for denial of entry or even deportation. Medical care costs in Europe can be exorbitant, and adequate insurance is your best backup.
Furthermore, it is important to consider upcoming changes. As of 2025, the ETIAS travel authorization will be mandatory for citizens of several countries, including Colombians, who wish to enter the Schengen Area for short stays. Although ETIAS is not a visa, it will require travelers to demonstrate that they meet the entry conditions, and this will include having valid travel insurance. As of 2025, ETIAS authorization will be mandatory for Colombians, where the possession of valid travel insurance for the Schengen Area will be verified.
In summary, do not underestimate the importance of travel insurance for your European adventure. It is a minimal investment that guarantees you peace of mind and security against any unforeseen event.
Key insurance requirements for traveling to Europe from Colombia
To ensure that your travel insurance complies with all Schengen Area regulations and to avoid any inconvenience, it is essential to pay attention to the following requirements:
- Minimum Medical Coverage: Your policy must offer a minimum coverage of 30,000 euros for medical expenses due to illness or accident. It is crucial that this coverage is explicit in your insurance certificate. Note that this is approximately equivalent to 33,000 USD, so Baraglo's Basic Plan (USD 20K) is not valid for Europe. The most common mistake when traveling to Europe is contracting insurance with coverage less than €30,000. The Basic Plan of $20,000 USD is not valid for entry into the Schengen Area.
- Medical and Repatriation of Remains: The insurance must cover repatriation expenses in case of serious illness, accident, or death of the insured. This is a mandatory and very important coverage.
- Validity Throughout the Schengen Area: The policy must be valid in all member states of the Schengen Area without exception, including microstates that are part of the agreement, such as Andorra, Monaco, San Marino, and Vatican City.
- Coverage for the Entire Stay: The insurance must be valid from your arrival date until your departure date from the Schengen Area. Make sure the coverage dates exactly match your travel dates.
Complying with these requirements will not only allow you to enter Europe without problems but will also provide you with the necessary security and peace of mind to fully enjoy your trip.
Baraglo plans recommended for your trip from Colombia to Europe
At Baraglo, we understand the importance of complying with the Schengen Area requirements without sacrificing peace of mind and price. Therefore, we want to be explicit: our Baraglo Basic Plan (USD 20K) is NOT valid for traveling to Europe, as it does not meet the minimum mandatory coverage of 30,000 euros. For Colombians, our approach is to offer you the best protection.
Here are Baraglo's plans that do comply with and largely exceed the requirements for your trip to Europe:
| Baraglo Plan |
Medical Coverage |
Price per day (approx.) |
Key Additional Benefit |
| Standard |
USD 35,000 |
$4.99 |
Exceeds the minimum required by Schengen. Ideal for tight budgets. Value comparison: While a medical consultation in Spain can cost more than €100, Baraglo's Standard Plan protects you with $35,000 USD coverage for only $4.99 USD per day. |
| Essential Plus |
USD 50,000 |
$5.29 |
Extended coverage, including baggage loss (up to $1,000 USD). Greater peace of mind for a minimal price. |
| Premium |
USD 100,000 |
$8.99 |
Maximum protection and a full range of benefits, including trip cancellation coverage. For a worry-free experience. |
The Standard Plan is our most popular and recommended option for most Colombian travelers, as it meets and exceeds the €30,000 (approx. USD 33,000) requirement for a very accessible cost. If you are looking for greater peace of mind and additional coverages such as assistance for lost baggage, the Essential Plus Plan is an excellent choice. For maximum protection and a worry-free experience, our Premium Plan offers USD 100,000 coverage and a wide range of assistance. Remember that for travelers over 75, an extra 50% charge applies.
Don't risk traveling without adequate coverage. Get a quote for your insurance today and travel protected! Get a quote for your travel insurance here.
What else should good travel insurance for Europe cover?
Beyond the mandatory requirements of the Schengen Area, good travel insurance should offer comprehensive protection to make your experience in Europe as pleasant as possible. Consider the following additional coverages that will give you greater peace of mind:
- Complete Medical Assistance: Not only in emergencies, but also for medical consultations due to illness or accident that are not life-threatening. This includes prescription medications and hospitalization when necessary.
- Emergency Dental Expenses: An unexpected toothache can ruin any trip. Good insurance will cover these urgent costs.
- Assistance for Lost Luggage or Documents: Losing luggage, or worse, your passport or other important documents, is a nightmare. Comprehensive insurance will help you with location, compensation for loss, and assistance in obtaining temporary documents. Our Essential Plus and Premium plans offer excellent coverage for these incidents.
- Trip Cancellation or Interruption: This coverage is invaluable. If for justified reasons (serious illness, death of a family member, etc.) you must cancel your trip before departure or interrupt it once started, the insurance can reimburse you a significant portion of non-reclaimable expenses. Check the details of this coverage in our higher-tier plans, such as the Premium.
- Legal Assistance and Repatriation: Should you need legal advice due to an incident during your trip, or require help returning home due to a particular situation (beyond medical), robust insurance will support you.
Choosing insurance with these additional coverages is an investment in your peace of mind and in the ability to resolve unforeseen events without drastically affecting your finances or travel plans.
Get a quote and buy your insurance for Europe in 3 easy steps
At Baraglo, we have simplified the process so you can get your travel insurance for Europe quickly and securely. Just follow these three simple steps:
- Step 1: Enter our quote tool. Go to Baraglo.com/viaja-seguro-fast and indicate 'Europe' as your main destination. Then, select your exact travel dates (from the departure day to the return day to Colombia) and the age of all passengers. This allows us to calculate the best option for you.
- Step 2: Compare and Choose Your Plan. Once the data is entered, our system will show you the recommended plans for Europe: Standard (USD 35K), Essential Plus (USD 50K), and Premium (USD 100K). You can easily compare the coverages, prices, and benefits of each to choose the one that best suits your needs and budget. Remember that all these plans rigorously comply with the Schengen Area requirements.
- Step 3: Complete Your Details and Pay. Once you have selected your plan, you will only need to complete your personal information, make the secure online payment with your credit or debit card, and that's it! You will receive your insurance policy and the Schengen certificate instantly in your email. You will be fully covered and ready for your European adventure.
Don't wait any longer! Secure your trip with Baraglo and head to Europe with the peace of mind of being protected.
Get a Quote for Your Europe Travel Insurance Now!
Why contract with Baraglo?
Choosing Baraglo for your travel insurance to Europe means opting for the peace of mind and security of a LATAM expert. Here are three concrete reasons why we are your best option:
- Competitive Pricing and Transparency: At Baraglo, we strive to offer you the best market rates without sacrificing the quality of coverage. Our Standard, Essential Plus, and Premium plans are designed to meet and exceed Schengen Area requirements, providing you with the necessary coverage at a fair price per day. We clearly show you what each plan includes, with no misleading fine print.
- Adequate Coverage for Europe: We understand the demands of the Schengen Area. That's why all our recommended plans for Europe guarantee a minimum medical coverage of over €30,000, in addition to including medical and repatriation of remains. With Baraglo, you can be sure that your policy will be accepted and will efficiently protect you if needed.
- Dedicated 24/7 Support in Your Language: Travel can bring unexpected events at any time. With Baraglo, you are not alone. We offer 24/7 assistance with trained staff to assist you in Spanish, ensuring you receive quick and effective help, no matter where you are in Europe.
Trust Baraglo to protect your European adventure. Click here to get a quote and buy your insurance today.
Frequently asked questions
How much does travel insurance to Europe from Colombia cost?
The cost depends on the plan and the duration of the trip. At Baraglo, you can get insurance that meets Europe's requirements, such as our Standard Plan ($35K coverage), from just $4.99 USD per day.
With ETIAS for Colombians, will I still need travel insurance?
Yes. ETIAS is an electronic travel authorization, not insurance. For its approval and upon arrival in Europe, you will still need to demonstrate that you have valid travel insurance with a minimum coverage of €30,000.
As a Colombian, can I buy Baraglo's Schengen Visa plan?
Although as a Colombian you do not need a visa, travel insurance is mandatory. Our insurance page for the Schengen Area will show you the appropriate plans that meet the requirements, such as the Standard Plan, which offers coverage superior to the minimum required.
What happens if I travel to Europe from Colombia without travel insurance?
You run the risk of being denied entry to the Schengen Area upon arrival. Additionally, if you suffer a medical emergency, you will have to cover all expenses out of pocket, which in Europe can be extremely high.
Get a Quote for Your Europe Travel Insurance with Baraglo here!
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