Planning a trip to Europe from Latin America involves meeting a key requirement: travel insurance with Schengen coverage. At Baraglo, we offer plans that not only meet the €30,000 regulation but also give you the peace of mind you need to enjoy your adventure, whether you need a visa or travel with an exemption.
Planning a trip to Europe from Latin America involves meeting a key requirement: travel insurance with Schengen coverage. At Baraglo, we offer plans that not only meet the €30,000 regulation but also give you the peace of mind you need to enjoy your adventure, whether you need a visa or travel with an exemption.
Europe Travel Insurance: Your Schengen Plan from LATAM
Why do you need travel insurance for Europe? 🛂
Travel insurance is your financial and logistical safety net when you are away from home. But for the Schengen Area in Europe, it stops being a recommendation and becomes an indispensable entry requirement for all travelers from Latin America. The Schengen Convention requires a policy with minimum coverage of €30,000 for medical expenses, medical repatriation, and repatriation of remains.
Without this insurance, you not only risk being denied entry at immigration control, but any unforeseen medical event could turn into a debt of thousands of euros. Traveling with adequate assistance is synonymous with peace of mind. Knowing that you have 24/7 support in your language allows you to enjoy every moment with the certainty that you are protected. At Baraglo, our plans are designed to meet this requirement and give you the support you deserve.
Get a quote for your Europe plan here and travel with complete peace of mind.
Real medical costs in Europe
To give you a clear idea of why coverage is so important, here are some estimated medical care costs for non-residents in European countries:
- Emergency room consultation: €300 – €800
- Appendicitis (diagnosis and surgery): €6,000 – €12,000
- Leg fracture with surgery: €10,000 – €20,000
- Hospitalization day in intensive care unit (ICU): €2,000 – €4,000
- Medical repatriation by air ambulance to LATAM: From €25,000
Schengen Requirement: minimum coverage of €30,000
The Schengen Treaty, which allows free movement between 29 European countries, establishes a golden rule for foreign visitors: every traveler must have travel insurance with minimum medical assistance coverage for illness or accident of 30,000 euros. This is not a minor detail; it is a condition that immigration officers are authorized to verify upon your arrival.
This mandatory requirement has very clear specifications that your policy must meet without exception:
- Minimum coverage of €30,000: This is the basic amount for emergency medical expenses.
- Territorial validity: The insurance must be valid in all member countries of the Schengen Area.
- Repatriation: The policy must explicitly cover the costs of medical repatriation and repatriation of remains.
- Validity: It must cover the entirety of your stay, from the day you arrive until the day you leave.
It is essential that you choose a plan designed for this destination. At Baraglo, all our plans for Europe, such as the Standard, Essential Plus, and Premium Plans, are designed to meet and exceed this requirement, guaranteeing your admission and protection.
Baraglo Plans for your trip to Europe: which one to choose? 🗺️
Choosing the right plan is key to traveling with confidence. At Baraglo, we have structured our options so you can find the perfect coverage, always guaranteeing compliance with the Schengen requirement. These are our recommended plans:
- Standard Plan: Offers coverage of €30,000 (approx. USD 35,000). It is the ideal option to meet the requirement and have excellent protection at a competitive price of {{PRICE_STANDARD}} per day.
- Essential Plus Plan: Elevate your peace of mind with coverage of €60,000 (approx. USD 65,000). Perfect for those seeking extra security against major unforeseen events. Its cost is {{PRICE_ESSENTIAL_PLUS}} per day.
- Premium Plan: For maximum protection, this plan offers €100,000 (approx. USD 110,000) in medical coverage. It is the best option for long trips, families, or people with pre-existing conditions. Its price is {{PRICE_PREMIUM}} per day.
Our main recommendation for most travelers is the Standard Plan, as it offers the best value for money, exceeding the minimum required and providing an additional safety margin.
Visa vs. Visa Exemption: Who needs what?
To enter the Schengen Area, citizens of the Dominican Republic, Bolivia, and Ecuador must process a visa. For them, travel insurance is a document that must be obligatorily presented at the consulate when applying for the visa. Inadequate insurance is immediate grounds for rejection of the application.
And for the rest of travelers from Latin America?
Travelers from Argentina, Chile, Colombia, Costa Rica, Mexico, Peru, Uruguay, and other visa-exempt countries, do not need this process for stays of up to 90 days. However, travel insurance with €30,000 coverage is still an entry requirement. Upon arrival at the first airport in the Schengen Area, the immigration officer may ask you for the policy along with your passport. Not having it can result in denial of entry. Therefore, insurance is universally mandatory.
Additional medical coverage: what else does your plan include? 🧳
Good travel insurance protects you from many other setbacks. At Baraglo, our plans for Europe include valuable coverages such as:
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Trip Cancellation or Interruption: Recover non-refundable costs for flights and hotels if a covered emergency prevents you from traveling or forces you to return early.
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Lost or Delayed Baggage: Receive financial compensation to buy essential items if your luggage is delayed, or larger compensation if it is permanently lost.
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24/7 Assistance in Spanish: Access our assistance center to receive guidance, coordinate medical attention, and resolve any questions, all in your language.
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Other coverages: Depending on the plan, you may also have coverage for flight delays, legal assistance, and coverage for pre-existing conditions (under specific conditions).
Get your travel insurance for Europe in 3 simple steps 💻
Hiring your protection for Europe with Baraglo is a fast and 100% digital process. You will have your policy in your email in minutes.
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Get a quote for your plan: Go to our online quote tool, indicate your country of origin, destination (Europe), travel dates, and the age of the travelers.
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Choose your coverage: Compare the recommended plans (Standard, Essential Plus, or Premium) and select the one that best suits your needs and budget.
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Pay and receive your policy: Complete the payment on our secure platform. Done! You will receive the policy and certificate in your email, ready for your trip.
The certificate we issue clearly details the coverage, territorial validity, and repatriation clause, ensuring you will have no problems at immigration control.
Ready to secure your European adventure? Don't leave your peace of mind to the last minute. Get a quote and buy your Europe Travel Insurance now and travel with the protection you deserve.
Frequently asked questions
Is travel insurance mandatory to enter Europe?
Yes, it is mandatory for all travelers from Latin America entering the Schengen Area. Insurance with a minimum medical coverage of €30,000 is required, which includes repatriation and is valid in all member countries.
Which Baraglo plan do you recommend for Europe?
We recommend the Standard Plan, which offers coverage of €30,000 (approx. USD 35,000) and an excellent price-protection ratio. If you are looking for greater peace of mind, the Essential Plus (€60,000) and Premium (€100,000) plans are superior options.
I am from Colombia/Mexico, do I also need insurance if I don't require a visa?
Yes. Even if citizens of countries like Colombia, Mexico, Argentina, or Peru do not need a visa for tourism, travel insurance with €30,000 coverage is still an entry requirement. The immigration officer may request your policy upon arrival at the airport.
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