If you are Dominican and dream of exploring Europe, you will need travel insurance to process your Schengen visa. At Baraglo, we have designed a plan that meets all consular requirements, guaranteeing your approva…
If you are Dominican and dream of exploring Europe, you will need travel insurance to process your Schengen visa. At Baraglo, we have designed a plan that meets all consular requirements, guaranteeing your approval and peace of mind. Get your 100% approved policy from just $2.99 USD per day.
⚠️ Important: The Basic Plan (USD 20K) is not valid for travel to Europe/Schengen. The Schengen Agreement requires a minimum coverage of €30.000. For this destination, choose the Standard Plan (USD 35K) or higher.
Schengen Visa Insurance for Dominicans: Get Yours
Why is travel insurance mandatory for the Schengen Visa in the Dominican Republic?
For citizens of the Dominican Republic, obtaining a Schengen visa is an indispensable requirement, and travel insurance with a minimum coverage of €30,000 is a mandatory part of the consular process. This requirement is not a mere formality, but a fundamental pillar of the Schengen Agreement. The main objective is to ensure that every visitor who requires a visa (like Dominicans) can cover any medical eventuality or repatriation need during their stay in the 29 countries of the area. Without a valid insurance, your visa application will be automatically rejected, preventing your trip and forcing you to repeat the process, losing time and money.
The mandatory nature of travel insurance seeks to protect both the traveler and the healthcare systems of European countries. Imagine suffering a serious medical emergency requiring hospitalization or expensive surgery; without insurance, these bills could amount to tens of thousands of euros, becoming an unbearable burden for the traveler and for the host state. In addition to medical emergencies, the insurance covers medical repatriation in the event of serious illness or accident that prevents the traveler from continuing their journey, as well as repatriation of remains in the unfortunate event of death.
This requirement ensures that the Dominican traveler does not become a financial burden for the countries of the Schengen Area. Therefore, when submitting your visa application, the consulate will meticulously verify that your insurance complies with all stipulations. Contracting adequate insurance is a critical and non-negotiable step to make your trip to Europe a reality.
Key insurance requirements for the Schengen visa you must meet
For your travel insurance to be accepted in the Schengen visa application process, as a Dominican, it must strictly adhere to the following conditions, established by the European Union Visa Code. Ignoring any of these points is a direct risk of your visa being denied, even if all other requirements are in order.
- Minimum medical coverage of 30,000 euros: This is the most known and basic requirement. Your policy must ensure medical coverage of at least €30,000 (or its equivalent in USD, approximately $35,000 USD at the current exchange rate) for hospital expenses, emergency medical care, and treatments. It is crucial that the amount is clearly specified on the policy certificate. Many travelers make the mistake of choosing plans with lower coverage or that do not reach this threshold when converted to euros, leading to immediate rejection.
- Coverage for repatriation of remains and medical repatriation: It is essential that the insurance includes repatriation in case of the insured's death and medical repatriation, meaning the transfer of the patient to their country of origin in case of serious illness or accident that incapacitates them from continuing the journey. This clause is as important as medical coverage and is reviewed in great detail by consular officials. The lack of this explicit coverage is a common reason for rejection.
- Validity in the 29 countries of the Schengen Area: The policy must cover not only the country of your first entry, but the entire Schengen territory. This means that if you are going to visit Spain, France, and Germany, your insurance must be valid in all three countries and in any other within the Schengen Area that you decide to visit. Make sure your insurance document clearly specifies its geographical validity.
- Validity for the entire duration of the planned stay in Europe: The insurance must cover the full duration of your trip, from the day of your departure from the Dominican Republic until the day of your return. Even a single day without coverage can be a reason for rejection. It is advisable to add a few extra days at the beginning and end as a safety margin.
- The policy must not have deductibles (or be 'zero deductible'): This is a critical point and less known by many travelers. Ideally, the insurance should be "zero deductible" or without franchise. A deductible is the amount the insured must pay out of pocket before the insurance begins to cover expenses. Many consulates, especially the Spanish consulate in Santo Domingo, reject policies with deductibles, as this would imply that the traveler would still have to incur an initial expense, which contradicts the spirit of mandatory insurance. Unlike generic insurance, Baraglo's Schengen Visa plan guarantees zero deductibles and repatriation coverage, key points reviewed by the Spanish consulate in Santo Domingo.
Checking each of these points before applying for your Schengen visa will save you headaches and significantly increase your chances of approval. At Baraglo, we ensure that each of our plans designed for the Schengen visa rigorously meets these requirements.
Baraglo's Schengen Visa Plan: the ideal option for Dominicans
At Baraglo, we understand the specificities of international travel and, even more so, the peculiarities involved in managing a visa like the Schengen from the Dominican Republic. For this reason, we have designed the "Schengen Visa" plan, a perfect and tailored solution for this process, ensuring your process is as smooth as possible.
This plan has been meticulously created to meet and exceed each of the consular requirements. You can obtain your coverage from an extraordinarily accessible price of $2.99 USD per day. With this rate, you not only satisfy the requirement of minimum coverage, but you gain the peace of mind of knowing that you are protected by a reliable company.
The coverage of the Schengen Visa Plan amounts to $30,000 USD. It is important to note that, although the official requirement is €30,000, our USD amount amply meets this requirement at the current exchange rate, being more than sufficient for the emergency medical expenses and repatriation required by the Schengen Agreement. This offers you a 100% guarantee that it will be accepted by European consulates in the Dominican Republic, eliminating any worry about a possible rejection due to your insurance.
In addition to meeting the minimum amount, our plan explicitly includes coverage for repatriation of remains and medical repatriation, as well as validity in all Schengen area countries and the absence of deductibles, crucial aspects that Dominicans must consider. Baraglo's Schengen Visa Plan offers $30,000 USD coverage for a cost starting from $2.99 USD daily, specifically meeting the Schengen visa requirement for Dominicans.
Why is Baraglo your best option?
- 100% Guaranteed Coverage: Our plans are specifically configured to comply with all Schengen visa regulations, ensuring your policy is accepted without inconvenience.
- Competitive Prices: We offer plans designed to fit your budget without compromising the quality of coverage. The "Schengen Visa" plan is particularly economical, but we also offer other options.
- 24/7 Assistance in your language: Travel is unpredictable. That's why we are available at any time, any day, to assist you in Spanish, wherever you are in Europe.
- Simplicity and Speed: In a matter of minutes, you can quote, buy, and receive your policy via email, ready for your consular appointment.
If, like many experienced travelers, you desire even greater protection and superior peace of mind than the standard, we suggest exploring our higher plans:
Standard Plan ($35,000 USD): At a cost of $4.99 USD per day, this plan not only meets the requirements of the Schengen visa, but slightly raises the bar of protection, offering an extra margin of security for unforeseen events. This plan is ideal for those looking to go a step beyond the minimum required.
Essential Plus Plan ($50,000 USD): For only $5.29 USD per day, this is one of our most popular plans. It provides robust coverage of $50,000 USD, which means a greater capacity to face more complex or prolonged medical situations without financial worries. It is an excellent choice for those who value maximum protection without exceeding a reasonable budget.
We invite you to compare so you can make the best decision for your trip.
| Feature / Plan |
Visa Schengen |
Standard |
Essential Plus |
Premium |
| Medical Coverage for Acute Accident or Illness |
USD 30,000 |
USD 35,000 |
USD 50,000 |
USD 100,000 |
| Daily Price from (USD/person) |
$2.99 |
$4.99 |
$5.29 |
$8.99 |
| Repatriation of Remains |
Included |
Included |
Included |
Included |
| Medical Repatriation |
Included |
Included |
Included |
Included |
| Deductible |
Zero |
Zero |
Zero |
Zero |
| COVID-19 Coverage |
Yes |
Yes |
Yes |
Yes |
| Lost Baggage |
No |
USD 500 |
USD 750 |
USD 1000 |
| Baggage Delay |
No |
USD 100 |
USD 150 |
USD 200 |
| Legal Assistance |
No |
USD 500 |
USD 750 |
USD 1000 |
| Emergency Dentistry |
USD 100 |
USD 150 |
USD 200 |
USD 300 |
How to get your visa insurance in 5 minutes with Baraglo
At Baraglo, we understand the importance of a quick and efficient process for Dominicans who need their travel insurance for the Schengen visa. That's why we have optimized our platform so you can purchase your policy in just 5 minutes, without complications and with maximum security. Follow these simple steps:
-
Step 1: go to Baraglo.com in the Schengen insurance section
Go directly to our official website, baraglo.com/seguro-schengen. This section is specifically designed for coverages that meet Schengen visa requirements, facilitating your search and selection of the appropriate plan.
-
Step 2: indicate your travel dates to Europe and the age of travelers
In the quote tool, enter the exact dates of your stay in the Schengen Area, from the day of your departure from the Dominican Republic until the day of your return. It is crucial that these dates cover the entirety of your trip. You must also indicate the age of all travelers, as this could influence the final cost of the policy (remember that for those over 75, a 50% surcharge applies).
-
Step 3: select the 'Schengen Visa' plan from our list of options
Once you have entered your data, the system will show you several plan options. Our 'Schengen Visa' plan will be the highlighted option for this purpose, with its $30,000 USD coverage. If you are looking for a higher level of protection, you can also see the Standard Plan ($35K), Essential Plus ($50K) or Premium ($100K) at this point. We suggest you review the conditions of each one, but the 'Schengen Visa' plan is guaranteed to meet the official requirements.
-
Step 4: complete your personal details and make a secure online payment
Once your plan is selected, you will be asked to complete a form with your personal data and those of your companions (if applicable). Make sure all information, such as your full name and passport number, matches exactly with your travel document details to avoid any inconvenience with the consulate. Finally, proceed to payment through our secure platform. We accept various forms of payment for your convenience.
-
Step 5: receive the policy and official certificate in your email instantly
Immediately after confirming your payment, you will receive an email from Baraglo. This email will contain your insurance policy and an official certificate. This certificate is the document you must print and present along with the rest of your documentation at your consular appointment for the Schengen visa. It is a clear, concise document that details all coverages and complies with European standards.
With these steps, you will have your Schengen Area travel insurance ready in an instant, without stress or delays. It's that easy with Baraglo!
Quote Your Schengen Visa Insurance Here
Common mistakes when choosing insurance for the process (and how to avoid them)
The Schengen visa application process for Dominicans can be meticulous, and choosing travel insurance is one of the areas where most mistakes are made, often leading to visa rejection. Knowing these mistakes will help you avoid them and ensure your documentation is impeccable.
-
Mistake 1: buying insurance with less than €30,000 coverage (or the equivalent in USD)
This is, without a doubt, the most frequent mistake. Some travelers choose cheaper insurance plans that do not meet the €30,000 medical coverage threshold. Although the price may seem attractive, if the coverage amount does not meet the requirement, the consulate will automatically reject your application. It is crucial that you verify that the amount specified in your policy, whether in euros or its dollar equivalent, is equal to or greater than this figure. With Baraglo, our Schengen Visa Plan of $30,000 USD, or even the Standard ($35K), Essential Plus ($50K) or Premium ($100K) plans exceed this requirement.
-
Mistake 2: not verifying that the policy covers funeral and medical repatriation
Many basic travel insurances or credit cards offer medical coverage, but do not explicitly include the costs of medical repatriation or repatriation of remains. These two points are as mandatory as the €30,000 medical coverage. The consular official will explicitly look for these clauses in your insurance certificate. Make sure your plan, like those offered by Baraglo, clearly includes them to avoid unpleasant surprises. Insurance that only covers medical attention abroad is insufficient.
-
Mistake 3: acquiring insurance with deductibles
A deductible is the amount of money you must pay out of pocket before your insurance coverage begins to apply. Although some insurances may seem cheaper if they have deductibles, a large number of consulates of Schengen countries, especially the Consulate of Spain in Santo Domingo, actively reject policies that include deductibles. They consider that this does not guarantee total coverage for the traveler from the first moment. Therefore, it is vital that your insurance is specified as "zero deductible" or "without franchise". All Baraglo plans for Schengen are zero deductible, eliminating this risk.
-
Mistake 4: the insurance dates do not cover the entire trip
The insurance must be valid for the entire period of your planned stay in the Schengen Area, from the day of your arrival in the first country until the day of your departure from the last. A common mistake is that travelers buy insurance only for the days they plan to be in a specific destination, forgetting to include transit days or the initial and final days covering the round trip to the Dominican Republic. If your policy has one less day of coverage compared to your travel itinerary dates, the visa could be denied. It is always advisable to add a couple of extra days at the beginning and end of your trip for ample coverage.
Planning ahead and choosing a specialized insurance provider like Baraglo, which understands the particularities of the Schengen visa for requirements for traveling to Europe from the Dominican Republic, ensures a smooth experience. Don't let an insurance mistake ruin your dream of traveling to Europe.
Frequently asked questions
How much does a Schengen Visa insurance cost for a Dominican?
With Baraglo, you can get Schengen visa insurance from only $2.99 USD per day. Our 'Schengen Visa' plan is designed to meet all consular requirements at the most competitive price.
Which European countries require this insurance for Dominicans?
All 29 countries that make up the Schengen Area require this insurance as a mandatory requirement for visa approval for Dominican citizens. The policy must be valid throughout the territory.
Can I use credit card insurance for the Schengen Visa?
It is generally not recommended. Consulates require a certificate specifying €30,000 coverage and repatriation, something that credit card insurance rarely provides explicitly, risking the rejection of your visa.
Is Baraglo insurance accepted by the Spanish consulate in Santo Domingo?
Yes, absolutely. Our plans, especially the 'Schengen Visa' plan, are designed to meet and exceed all requirements of the Schengen country consulates in the Dominican Republic, including that of Spain.
Click here to quote and buy your Schengen visa insurance with Baraglo
Baraglo
