Get affordable travel medical insurance for your next international destination in minutes. Baraglo offers instant quotes and emergency coverage, allowing you to travel with complete peace of mind and financial protection.
Get affordable travel medical insurance for your next international destination in minutes. Baraglo offers instant quotes and emergency coverage, allowing you to travel with complete peace of mind and financial protection. Don't let an unexpected medical incident ruin your adventure.
Travel medical insurance: get your quote online | Baraglo
What is travel medical insurance?
Travel medical insurance is a short-term health policy specifically designed to cover you during your international trips. Its main function is to protect you against the costs of unexpected illnesses and injuries that may occur outside your home country. Unlike your local health plan, which often has very limited or no international coverage, travel medical insurance is created to respond to emergencies abroad.
Think of this insurance as your financial and logistical safety net when you are away from home. If you suffer a sudden injury, such as a twisted ankle while exploring a city, or an acute illness, such as food poisoning, this policy covers the medical expenses you would otherwise have to pay out of pocket. Unlike domestic health insurance, which may not cover you abroad, travel medical insurance is specifically designed for international emergencies, covering costs from hospitalization to medical evacuation. This ensures that you will receive the necessary care without having to face overwhelming debt upon returning home.
Why you need international travel medical insurance
Traveling without international medical insurance is risking financial catastrophe. The costs of medical care in popular destinations for Latin American travelers, such as the United States and Europe, can be astronomical. For example, a visit to the emergency room in the United States can cost over $2,000 without insurance; Baraglo travel medical plans start at just $3.19 per day. A broken leg in the U.S. can exceed $7,500, a cost that could easily exceed your total trip budget.
Beyond the financial aspect, the main reason to get insurance is peace of mind. Knowing that you have 24/7 support allows you to enjoy your experience to the fullest, without the constant worry of "what if something happens?". You focus on making memories, not calculating risks.
Furthermore, some destinations require it. To enter the Schengen Area in Europe, travelers of certain nationalities (such as Dominicans, Ecuadorians, and Bolivians) must present proof of insurance that meets the Schengen Visa requirements, with a minimum coverage of €30,000. For other LATAM travelers, even if it is not a visa requirement, it is highly recommended to have good insurance for Europe to avoid the high costs of the continent's healthcare system. A Baraglo plan ensures you comply with these regulations and are protected.
Why choose Baraglo for your travel medical insurance?
At Baraglo, we understand the specific needs of Latin American travelers. We are not a generic service; we are your trusted ally, designed to offer you the best protection with maximum simplicity. Here are three concrete reasons to choose us.
1. Transparent and affordable prices
We believe in honesty. Unlike other sites that hide the final cost until the last step, at Baraglo we show you our daily prices from the beginning. Our plans are designed to offer robust coverage at a fair price, ensuring that high-quality protection is accessible for all budgets. No surprises or hidden fees.
2. Coverage designed for you
Our plans are not a one-size-fits-all solution. We analyze the medical risks and costs of the most popular destinations for Latinos and create plans that truly respond to those needs. From a getaway to a neighboring country to a major trip through Asia or Europe, we have an option with the ideal coverage for you, without you paying for benefits you don't need.
3. 24/7 assistance in your language
An emergency abroad is stressful enough. That's why our assistance team is available 24 hours a day, 7 days a week, to assist you in Spanish. You won't have to deal with language barriers at a critical moment. We help you find the right doctor or hospital, coordinate direct payment with providers whenever possible, and guide you through every step of the process.
Baraglo travel medical plans: smart coverage for LATAM travelers
We have designed our plans with the diversity of trips and budgets of Latin American travelers in mind. Whether you need basic coverage for a short trip or maximum protection for an adventure in a country with high medical costs, we have the perfect option. For Latin American travelers, Baraglo offers flexible plans such as the Standard Plan for $4.99/day, which provides $35,000 in coverage, perfect for trips to the United States or neighboring countries.
Below, you can compare our most popular plans to find the one that best suits your trip. All prices are shown in U.S. dollars (USD) per person per day. Remember that travelers over 75 years old have a 50% surcharge on the list price.
| Plan |
Medical Coverage |
Price per Day |
Ideal For |
| Basic |
USD $20,000 |
$3.19 |
Budget travelers for non-European and low-medical-cost destinations. |
| Standard |
USD $35,000 |
$4.99 |
Trips to South America, the Caribbean, or as coverage for Schengen requirements. |
| Essential Plus |
USD $50,000 |
$5.29 |
The best cost-benefit balance for most international trips, including Europe and Asia. |
| Premium |
USD $100,000 |
$8.99 |
Maximum protection for destinations with high medical costs such as the U.S., Canada, and cruises. |
All our plans include a full range of essential benefits. If you want a more in-depth analysis, you can compare all our plans in detail to make the best decision. Baraglo's Premium Plan provides up to $100,000 in medical coverage, offering robust protection for travel to countries with high healthcare costs.
What does our travel medical insurance cover?
The peace of mind that a Baraglo insurance policy provides comes from knowing that you are covered for a wide range of unexpected medical events. Our plans are designed to protect you from the most common incidents that can occur during a trip, allowing you to receive quality care without worrying about the cost. Your travel policy has your back in the most critical moments.
Key benefits in all our plans include:
- Emergency Medical Expenses: We cover the costs of medical consultations, hospitalization, surgeries, prescribed medications, and diagnostic tests for a sudden illness or injury.
- Emergency Dental Expenses: Coverage to relieve pain or treat an accidental injury to your teeth.
- Emergency Medical Evacuation: If you are in a location without adequate medical infrastructure, we coordinate and cover your transfer to the nearest hospital capable of treating you.
- Repatriation of Remains: In the unfortunate event of death, we cover the costs and complex logistics to return remains to your home country.
- Family Travel for Emergency: If you are hospitalized for an extended period, we cover the airfare for a family member to accompany you.
- 24/7 Assistance: Unlimited access to our multilingual assistance center. With a single call, we help you find doctors, coordinate payments, and resolve any questions, no matter where you are in the world.
To make it clearer, this means you are covered in real situations such as an appendicitis attack requiring emergency surgery, an injury from a scooter accident in Southeast Asia, or a severe allergic reaction that needs immediate hospital attention. For more ideas and tips, you can explore our articles and travel guides.
Get your instant quote in 3 simple steps
At Baraglo, we have eliminated complexity and bureaucracy so you can get your travel insurance quickly and easily. Unlike competitors with long, confusing forms, our process takes less than a minute. That's how easy it is to travel protected!
- Enter your trip details: Tell us your main destination and your trip's departure and return dates.
- Indicate travelers: Add the ages of all individuals who need coverage. This information is crucial for giving you an accurate price.
- Compare and buy: You will receive your quote instantly. Easily compare plans, choose your preferred one, and pay securely online. Your policy and all documentation will arrive in your email within minutes.
Ready to secure your peace of mind? Start now and get your instant quote in less than 60 seconds. The process is 100% online and paperless.
Don't wait for the unexpected to happen. Travel with the confidence of being protected by the experts in travel insurance for LATAM. Get your travel medical insurance quote with Baraglo today!
Frequently Asked Questions
What is the difference between travel insurance and travel medical insurance?
Travel medical insurance specifically focuses on covering emergency medical and dental costs while you are abroad. Comprehensive travel insurance is a broader package that can include trip cancellation, lost luggage, and flight delays, in addition to medical benefits.
Is travel medical insurance mandatory?
It depends on your destination and nationality. For example, the Schengen Area in Europe requires visitors from certain non-EU countries to have medical coverage of at least €30,000. However, it is highly recommended for all international trips to protect against high medical costs.
How much travel medical coverage do I need?
The amount depends on your destination, trip duration, and planned activities. For countries with high healthcare costs like the United States, a higher limit like our Premium Plan ($100,000) is recommended. For other destinations, our Standard ($35,000) or Essential Plus ($50,000) plans offer excellent value.
Can I buy insurance if my trip has already started?
Yes, Baraglo allows you to purchase a plan even after you have left your home country. Please note that there may be a short waiting period before coverage for illnesses takes effect.
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